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guardian direct dental insurance phone number

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Dental HMOs provide Pre-Paid dental benefits through a network of participating general dentists and specialty care dentists. With his Guardian Dental Advantage Silver plan, Jim paid only $968, saving $1,290. Get access to preventive services immediately. Guardian Direct is here to help you be ready for life's surprises. Save up to 35% with one of our 114,000 preferred (in-network) dentists. Savings. Easy. DENTAL PPO PLANS  Policy Form IP-DEN-16 ET. With over 100,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs. #2018-70895 (exp. IMPORTANT INFORMATION REGARDING DENTAL HMO BENEFITS. Individual dental plans limit benefits for diagnostic consultations and for preventive, restorative, endodontic, periodontic and prosthodontic services. * Coverage based on Dental Advantage Gold PPO plan reimbursement. Large Network of Dentists. Use of an in-network provider may result in reduce out of pocket costs. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Current page 1; 1/21). Dental PPO plans provide in-network and out-of-network benefits. Individual dental insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries. Coverage for the basics plus life’s occasional dental surprises, Basic coverage for cleanings and the occasional filling. Guardian pays a percentage of dentist charges; you are responsible for the remainder. Dental health supports your overall health. AL. * Coverage based on Dental Advantage Silver PPO plan reimbursement. With Guardian Dental Advantage Silver, she saved $829. Next, let’s figure out which dental plan is right for you. Their care, including cleanings and x-rays, was fully covered. Large Network of Dentists. Products Underwritten by Guardian Life Insurance Company of America. Dental bridges can help fix the gap from your missing teeth, and dental insurance can help cover dental bridge costs. Listed services, exclusions and limitations do not constitute a contract and are a summary only. And with an in-network dentist, save up to 35% off standard dental rates. Learn more. Ted takes good care of his teeth by brushing and flossing regularly, so he was disappointed when his Dentist found a cavity. Visiting a dentist isn't just about your teeth. Large Network of Dentists. * Coverage based on Dental Advantage Gold PPO plan reimbursement. FLORIDA              Policy Form IP-1-MDG-DHMO-FL-OFF-17, NEW YORK          Policy Form IP-MDG-NY-FP-OFF-17. Products are not available in all states. Because Guardian Direct insurance covers cleanings and x-rays, your premiums virtually pay for themselves. Get a policy today! In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control. And you'll also automatically save on costly unexpected needs such as fillings or root canals. Deductibles apply.

Protect you and your savings with dental, vision, accident, critical illness & pet plans. Get a policy today! Please refer to your policy for a complete list of limitations and exclusions. Dental provider networks vary by state, by market and by plan type. Rates are guaranteed for one year for your policy of benefits initially selected. Specialty care services are covered only when referred by the member’s Primary Care Dentist and approved in advance by the Dental DHMO. With her parents' Guardian Dental Advantage Gold plan, Emma's parents were able to save $2,925 off the cost of Emma's new and improved smile. Find an eye doctor Opens in an external window. You also pay a copay amount associated with each type of covered treatment.

Dental services covered vary by plan color. Typical Dentist Charges, Typical Dentist Charges for a Root Canal and Crown, Guardian Pays 50% for Major Services up to Yr 1 Annual Max, Savings for Jim vs. Guaranteed Acceptance. 1/21). With their Guardian Dental Advantage Bronze plan, Dave and Emily received preventive care from one of our more than 114,000 in-network dentists.

No claim forms to submit with an in-network dentist. * Coverage based on Dental Advantage Bronze PPO plan reimbursement. Where orthodontic benefits are specifically included, your policy provides for one course of comprehensive treatment per lifetime, per member. Contact Guardian Direct and get live help from our Customer Care Team. Actual coverage may vary. Because dental insurance includes coverage for regular exams, cleanings and x-rays, the premiums you pay for dental insurance virtually pay for themselves. With over 114,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs. Easy. * Coverage based on Dental Advantage Bronze PPO plan reimbursement. Individual dental plans do not pay for: oral hygiene services (except as covered under preventive services), orthodontia (unless expressly provided for), cosmetic or experimental treatments, any treatment to the extent benefits are payable by any other payor or for which no charge is made, prosthetic devices unless certain conditions are met, and services ancillary to surgical treatment. Typical Dentist Charges, Savings for Emma's Parents vs.

Dental HMOs do not provide orthodontic benefits if comprehensive orthodontic treatment or retention is in progress as of the member’s effective date. With his Guardian Dental Advantage Gold plan, Ted saved $158 on getting his cavity filled. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. No need for you to submit a claim form when using an in-network provider.

Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. Jim took a big bite and knew instantly he had cracked his tooth. Savings. #2018-70895 (exp. Actual coverage may vary. His Dentist recommended root canal surgery and a crown at a cost of $2,258. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. *First Commonwealth Insurance Company — (IL), First Commonwealth Limited Health Services Corporation — (IL), First Commonwealth of Illinois, Inc. Information on the approved state and product specific online enrollment form numbers can be viewed here: Online Enrollment Form Numbers, Save up to 35% by choosing an In-Network Dentist. After all, isn't that the point of dental insurance?Because Guardian Direct insurance covers cleanings and x-rays, your premiums can virtually pay for themselves.

You pay a small office visit charge (typically $15-$18) each time you visit your dentist. Instant approval. Typical Dentist Charges. Listed services, exclusions and limitations do not constitute a contract and are a summary only. * Coverage based on Dental Advantage Silver PPO plan reimbursement. Typical Dentist Charges, Guardian Pays 50% for Major Services after a $50 Deductible, Savings for Jasmine vs. Because Guardian Direct insurance covers cleanings and x-rays, your premiums can virtually pay for themselves. #2018-70895 (exp. #2018-70895 (exp. * Coverage based on Dental Advantage Silver PPO plan reimbursement. * Coverage based on Dental Advantage Silver PPO plan reimbursement. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making.

1/21). With over 114,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs.And with an in-network dentist, save up to 35% off standard dental rates. #2018-70895 (exp. Waiting periods may also apply for some services. Savings. Untreated gum disease has been linked to heart disease and stroke, Typical Dentist Charges (Cleaning & X-rays for Dave & Emily), In-Network Dentist Charges (savings up to 35%), Savings for Dave and Emily vs. Guaranteed Acceptance. 1/21). Jasmine had gum disease. Instant approval. Policy limitations and exclusions apply. After all, isn't that the point of dental insurance? Emma was excited to be getting braces to correct her overbite. Only those services listed in the Dental HMO plan are covered. The percentage Guardian pays varies by plan color. All covered services must be provided by the member’s Primary Care Dentist. Get access to all dental services immediately. With over 100,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs. Actual coverage may vary. IMPORTANT INFORMATION ABOUT GUARDIAN’S DENTALGUARD INDEMNITY AND DENTALGUARD PREFERRED PPO PLANS. After all, isn't that the point of dental insurance?Because Guardian Direct insurance covers cleanings and x-rays, your premiums virtually pay for themselves. After all, isn't that the point of dental insurance?

Read our FAQs, find a dentist and see resources. Products Underwritten by Managed Dental Guard, Inc. TEXAS                 Policy: IP-1-MDG-DHMO-TX-17, Products Underwritten by First Commonwealth Inc. through its Illinois subsidiaries*, ILLINOIS             Policy: IP-FCW-DHMO-IL-17. Pick one Primary Care Dentist from within the Guardian network. Certain services are subject to annual or other periodic limitations. Don't let the need for a filling, root canal, crown, implant, or even kids' braces cause you stress. Typical Dentist Charges, Guardian Pays 70% for Fillings after a $50 Deductible, Savings for Ted vs. And you'll also automatically save on costly unexpected needs such as fillings or root canals. Policies renew annually. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state.

Untreated gum disease has been linked to heart disease and stroke. Be prepared and enjoy the savings that dental insurance can provide. Large Network of Dentists. Pagination. Jasmine's Dentist advised that gum surgery could help prevent the spread of bacteria from her gum disease to protect her overall health. Actual coverage may vary. 1/21). Dental plans starting at$17.00*per month*Costs vary by state and plan type selected. Coverage is limited to those charges that are necessary to prevent, diagnose or treat dental disease, defect, or injury. Savings. This policy provides DENTAL insurance only.

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